S&K PARTNERS GROUP LTD
Version 1.1 – 16 July 2025
PREAMBLE
These Terms constitute a legally binding agreement between S&K Partners Group Ltd (company number 14541157) , trading as “Snap-Factory”, and any person or entity (“Customer”, “you”) purchasing, downloading or otherwise using royalty-free photographs, AI-generated images and related digital assets (collectively, “Digital Content”) via the e-commerce platform located at https://snap-factory.com (the “Website”).
By clicking “I Agree” or otherwise accessing the Digital Content, you acknowledge that you have read, understood and agree to be bound by these Terms and by our Privacy, Refund and Cookie Policies, each of which is incorporated herein by reference. If you do not accept these Terms, you must refrain from using the Website or any Digital Content.
1. DEFINITIONS
1.1 “Account” – the password-protected profile created on the Website enabling the purchase, storage and retrieval of Digital Content.
1.2 “Business Day” – any day other than Saturday, Sunday or a public holiday in England.
1.3 “Currencies” – United States Dollar (USD), Euro (EUR), Australian Dollar (AUD), Pound Sterling (GBP) and Canadian Dollar (CAD).
1.4 “Force Majeure Event” – circumstances beyond the reasonable control of either party, including but not limited to natural disaster, war, civil commotion, labour dispute, epidemic, governmental action, power or Internet outage.
1.5 “Licence” – the non-exclusive usage rights granted to you under Clause 9.
1.6 “SCA” – Strong Customer Authentication under PSD2 and the UK Payment Services Regulations 2017.
2. SCOPE & HIERARCHY
2.1 These Terms govern every offer, contract and delivery of Digital Content by the Company.
2.2 In the event of conflict, the following hierarchy applies: (a) mandatory statutory rights; (b) bespoke written agreement signed by both parties; (c) these Terms; (d) ancillary policy pages.
3. ELIGIBILITY, ACCOUNT REGISTRATION & SECURITY
3.1 You affirm that you are at least 18 years old and have full legal capacity.
3.2 Registration requires a valid e-mail, secure password and completion of any SCA steps requested.
3.3 You must maintain the confidentiality of your login credentials and promptly notify us of any unauthorized use. We reserve the right to suspend or delete Accounts suspected of breach or fraud.
4. OFFER, ORDER PROCESS & CONTRACT FORMATION
4.1 Product listings on the Website constitute an invitation to treat.
4.2 Your order becomes a binding offer when you press the Checkout/Pay Now button.
4.3 A contract is concluded only when we transmit an order-confirmation e-mail. We may reject any order prior to confirmation, for example if payment fails or the content has been withdrawn.
5. PRICING, TAXES & PAYMENT
5.1 Prices are displayed in your selected Currency and include or exclude VAT/GST as indicated at checkout.
5.2 We accept major debit/credit cards and any additional payment methods shown on the Website. All card processing is performed by PCI-DSS level 1 providers (e.g., Stripe, Adyen) and subject to SCA where applicable. Transaction data is tokenised; the Company never stores full card numbers.
5.3 Currency conversions are executed by your issuing bank or the payment processor; we are not liable for exchange-rate differences or foreign-transaction fees.
5.4 We may change prices at any time; such changes do not affect orders already confirmed.
6. DELIVERY OF DIGITAL CONTENT
6.1 Digital Content is delivered instantly via (a) a direct download link on the order-complete screen and (b) permanent availability in your Account’s download vault.
6.2 If technical failure prevents download, e-mail info@snap-factory.com within 48 hours; we will provide a new link or refund the purchase at our discretion.
7. STATUTORY RIGHT OF WITHDRAWAL & OUR REFUND POLICY
7.1 Consumers domiciled in the UK/EU: Under the Consumer Contracts (Information, Cancellation & Additional Charges) Regulations 2013 you enjoy a 14-day cooling-off period for distance contracts.
7.2 However, by initiating a download or stream you expressly request immediate performance and waive the cooling-off right once delivery has started.
7.3 If you have not commenced download, you may cancel within 14 days for a full refund in the original payment method.
7.4 Our additional goodwill refunds (e.g., corrupted files) are detailed in the separate Refund Policy.
8. LICENCE GRANT
8.1 Upon full payment the Company grants you a world-wide, perpetual, non-exclusive, irrevocable and royalty-free licence to:
(a) download, store, reproduce and display the Digital Content;
(b) incorporate the Digital Content in derivative works, including for commercial purposes;
(c) share end-products containing the Digital Content with third parties provided the Content is not separately extractable.
8.2 Licence Restrictions: You may not:
(i) resell, sublicense, give away or otherwise distribute the unmodified Digital Content as a stand-alone file;
(ii) offer the Digital Content (modified or unmodified) via blockchain-based tokens, NFTs or similar mechanisms without prior written consent;
(iii) use the Digital Content in any manner that is defamatory, pornographic, misleading, hateful, discriminatory or violates applicable law;
(iv) register any trademark comprised of the Digital Content or any confusingly similar element;
(v) falsely represent that you are the original creator of the Digital Content.
9. INTELLECTUAL PROPERTY & MORAL RIGHTS
9.1 All copyrights, database rights and other intellectual-property rights in the Digital Content remain vested in the Company or its licensors.
9.2 Where the Digital Content includes AI-generated elements, you acknowledge that such content may rely on probabilistic models and that originality is not warranted against all possible similarities to existing works.
9.3 To the extent permitted by law, authors hereby waive any non-waivable moral rights to object to derogatory treatment.
10. USER CONTENT & FEEDBACK
10.1 Any ideas, suggestions or feedback you voluntarily submit become the exclusive property of the Company, without compensation, for the full term of protection.
10.2 You warrant that any content uploaded by you does not infringe third-party rights and is virus-free.
11. PROHIBITED CONDUCT
You agree not to:
• interfere with the security or performance of the Website;
• upload or transmit malware, scraping bots or unsolicited marketing;
• attempt to reverse-engineer the Website’s source code;
• use the Website to facilitate money laundering or terrorist financing.
12. COMPLIANCE WITH EXPORT & SANCTIONS LAWS
12.1 You represent that you are not located in, under the control of, or a national or resident of any country or entity subject to UK, EU or US embargoes or sanctions.
12.2 Digital Content may be subject to export control laws; you agree to comply with all such regulations.
13. WARRANTIES
13.1 The Company warrants that it has the right to license the Digital Content and that the files are free from material digital defects for 30 days from download.
13.2 Remedy: Your exclusive remedy for breach of the warranty is replacement of the Digital Content or refund of the purchase price.
14. DISCLAIMER OF WARRANTIES
Except as expressly set out herein, the Digital Content and Website are provided “as is” and “as available” without any warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement. Some jurisdictions do not allow disclaimers of implied warranties; they shall apply to the fullest extent permitted by law.
15. LIMITATION OF LIABILITY
15.1 To the maximum extent permitted under applicable law, the Company’s aggregate liability arising out of or in connection with these Terms shall not exceed the total amount paid by you in the twelve (12) months preceding the event giving rise to the liability.
15.2 The Company shall not be liable for indirect, incidental, consequential or punitive damages, including loss of profit, data, business or reputation.
15.3 Nothing in these Terms limits liability for fraud, wilful misconduct, death or personal injury caused by negligence, or any liability that cannot be excluded by law.
16. INDEMNIFICATION
You agree to indemnify and hold harmless the Company and its directors, officers and agents against any claim, loss or expense arising out of your breach of these Terms or your unlawful use of the Digital Content.
17. SUSPENSION, TERMINATION & EFFECT OF TERMINATION
17.1 We may suspend or terminate your Account and licence immediately if you materially breach these Terms, fail payment or we are required by law.
17.2 Upon termination, you must cease all use of the Digital Content that is still in your possession as stand-alone files, but derivative end-products already created may continue to be used unless the termination was IP-related.
18. FORCE MAJEURE
Neither party shall be liable for delay or failure to perform caused by a Force Majeure Event. The affected party will notify the other without undue delay and use commercially reasonable efforts to mitigate.
19. GOVERNING LAW & JURISDICTION
19.1 These Terms and any non-contractual obligations arising hereunder are governed by English law.
19.2 The courts of England & Wales shall have exclusive jurisdiction, save that consumers resident in the EU may avail themselves of the jurisdiction afforded by Article 18 Brussels Ia.
20. ALTERNATIVE DISPUTE RESOLUTION
If you are a consumer, you may submit a complaint via the EU Online Dispute Resolution platform (https://ec.europa.eu/odr). We are not obliged to participate in ADR and make no commitment to do so.
21. NOTICES & ELECTRONIC COMMUNICATIONS
21.1 Legal notices must be sent by e-mail to infol@snap-factory.com or by registered post to the address in Clause 25.
21.2 Communications relating to your orders will be provided electronically; you agree that such communications satisfy any legal requirement that they be in writing.
22. ASSIGNMENT
The Company may assign or novate its rights and obligations under these Terms to an affiliate or successor without your consent, provided the assignment does not diminish your rights. You may not assign your rights without our prior written consent.
23. ENTIRE AGREEMENT
These Terms, together with any policy documents referenced and any order confirmations, constitute the entire agreement between the parties and supersede all prior understandings.
24. SEVERABILITY
If any provision is held unlawful or unenforceable, that provision shall be severed and the remaining provisions shall remain in full force.
25. WAIVER
Failure or delay by either party to exercise any right or remedy does not constitute a waiver.
26. CONTACT DETAILS
S&K Partners Group Ltd (t/a Snap-Factory)
291 Northfield Avenue, London W5 4XB, United Kingdom
Company No. 14541157
Customer support: info@snap-factory.com / Mon–Fri 09:00–18:00 (London time)
© 2025 S&K Partners Group Ltd. All rights reserved.